Legal
What we collect, what you pay, how to cancel, and what the lessons are — and aren't.
The policies, disclaimers, terms, and conditions on this page were last updated in [MONTH YEAR — fill at publish].
Business Operations
This website and the membership are run by Mustard Seed Concepts [ENTITY TYPE — e.g. whether an LLC; not yet confirmed], registered in Texas. Our mailing address is Mustard Seed Concepts, Attn: Bill Saulsberry, 3500 Oaklawn Ave Ste 460 PMB 5185, Dallas, TX 75219.
Mustard Seed Concepts is a personal-finance education membership built on three pillars: Get It, Grow It, and Keep It. When you join, pay, or post in the member community, you're dealing with Mustard Seed Concepts. Your payment goes to Mustard Seed Concepts.
Financial-Education Disclaimer
Mustard Seed Concepts shares general financial education, not personal financial, investment, tax, legal, or credit advice. For decisions about your own situation, talk with a qualified professional.
That covers this website, the lessons, the templates, the weekly money tip email, the member community, and the monthly group Q&A call. All of it is general information about personal finance. It is not personal financial, investment, tax, legal, or credit advice, and it doesn't take your situation into account.
We can't promise you a result. That includes a higher credit score, a smaller tax bill, more money saved, or any return on an investment. What happens depends on your own situation and what you decide to do.
When a lesson uses a dollar figure, it's there to show how something works. It isn't a recommendation for you.
Investing involves risk, including losing money.
Posts in the member community are the views of the members who write them. They aren't advice from Mustard Seed Concepts.
Privacy Policy
Here is what each part of the site asks for, and what it's used for.
The free sign-up form (on the free lesson page, the Join page, and the blog's home, category, article, and search pages) asks for your first name and email address. We use them to send you the free lessons, the weekly money tip, and news about the founding membership.
The contact form (on the contact page) asks for your first name, your email address, what your message is about, and your message. We use them to read and answer your message. Sending a message doesn't sign you up for the free lessons, the weekly money tip, or news about the founding membership. Your message is stored in GoHighLevel and sent to Bill by email.
The membership checkout asks for your name, email address, and payment details[ — CONFIRM THE FIELDS AGAINST THE BUILT ORDER FORM]. We use them to take your payment, renew your membership, and give you access to the member community. Payments are processed by [PAYMENT PROCESSOR].
The member community keeps your account and profile details and anything you post[ — CONFIRM WHAT THE COMMUNITY STORES]. Other members can see what you post there.
The chat on this site — see Site Chat below.
Who handles your information. Our website, forms, email, membership, and community run on GoHighLevel, and your information is stored there. Payments go through [PAYMENT PROCESSOR]. [ANY ANALYTICS OR ADVERTISING PROVIDERS — NAME THEM HERE, OR DELETE THIS SENTENCE IF THERE ARE NONE.] We share your information with these providers so they can run the site, the membership, and our email for us.
Email. Every email we send has an unsubscribe link. You can unsubscribe anytime.
How long we keep it. [RETENTION PERIOD — OWNER AND CLIENT TO CONFIRM.]
Seeing, correcting, or deleting your information. Send Bill a message on the contact page and say what you'd like: a copy of what we hold, a correction, or deletion. You can also write to Bill at the mailing address under Contact. Bill handles these himself. [HOW QUICKLY REQUESTS ARE ANSWERED — CONFIRM; NO TIMEFRAME IS STATED UNTIL THEN.]
Site Chat
The chat window on this site is a way to send us a message. It asks for [CHAT WIDGET FIELDS — CONFIRM AGAINST THE BUILT WIDGET]. What you type, and those details, are saved in GoHighLevel, in the same place as our form sign-ups. [WHO REPLIES — A PERSON, AN AUTOMATED REPLY, OR BOTH; CONFIRM BEFORE PUBLISH.]
Children's Privacy (COPPA)
This site and the membership are for adults. They are not directed to children under 13. [CONFIRM AGAINST THE BUILT FORMS, CHECKOUT, AND CHAT WIDGET BEFORE PUBLISH:] None of our forms asks for information about a child.
We don't knowingly collect personal information from children under 13, as defined by the Children's Online Privacy Protection Act (COPPA). If you believe a child's information has been sent to us, send Bill a message on the contact page and ask for it to be deleted. You can also write to Bill at the mailing address under Contact.
Membership Billing, Cancellation, and Refunds
What it costs. Free membership costs nothing. No card required.
Founding Basic membership is $17 a month or $147 a year for your first 12 months. From month 13, it's $27 a month or $247 a year.
Who gets founding pricing. Founding doors open on November 2, 2026, and stay open until 50 founding members have joined.
How billing works. Paid memberships renew automatically until you cancel. Monthly memberships are charged every month. Annual memberships are billed once per year, and the first annual renewal, at month 13, is $247.
[NOTICE BEFORE THE MONTH-13 PRICE CHANGE — OWNER AND CLIENT TO CONFIRM WHETHER, HOW, AND WHEN MEMBERS ARE TOLD BEFORE THE FIRST $27 OR $247 CHARGE. NOTHING IS WRITTEN HERE UNTIL IT IS SET UP.]
Cancelling. Monthly members can cancel anytime with no penalty. Annual members are billed once per year and can cancel renewal at any time before the next billing date.
To cancel, send Bill a message on the contact page. Bill handles cancellations himself.
[WHAT HAPPENS TO ACCESS AFTER CANCELLING — E.G. WHETHER IT RUNS TO THE END OF THE PERIOD ALREADY PAID; CLIENT TO CONFIRM.]
Refunds. Full refund within 30 days of the date you sign up. This applies to both paid plans, monthly and annual. To ask for one, send Bill a message on the contact page.
[CONFIRM: DOES THE 30-DAY REFUND ALSO APPLY TO A RENEWAL CHARGE, SUCH AS THE ANNUAL RENEWAL AT $247? DOES A REFUND END THE MEMBERSHIP? — CLIENT. IF NOT ANSWERED, THIS LINE IS REMOVED.]
Terms of Use
By using this website or the membership, you accept the terms on this page.
What belongs to us. The lessons, the templates (Seed Fund, Root System, and Growth Tracker), the Get It, Grow It, Keep It framework, and the content of this website belong to Mustard Seed Concepts. They're for your own personal use. You may not copy, republish, or sell them.
[COMMUNITY RULES AND ACCOUNT SHARING — ONLY IF BILL SUPPLIES THEM. OTHERWISE THIS LINE IS REMOVED AND NOTHING REPLACES IT.]
Changes to these terms. We may update this page. When we do, the date at the top changes.
Questions about these terms. Send Bill a message on the contact page.
Third-Party Services and Links
This site runs on services provided by other companies, including GoHighLevel and [PAYMENT PROCESSOR], and it may link to other websites. Mustard Seed Concepts isn't responsible for the content or practices of those services or sites.
Website Information Disclaimer
The content on this website is provided for general informational purposes only. It does not replace or amend the agreements, contracts, handbooks, or official policies of Mustard Seed Concepts, which govern in the event of any difference.
Pricing and Program Information
Prices and details on this site can change. The price you pay is the one shown at checkout when you join.
A change to our prices doesn't change a founding member's rate: founding pricing is honored for your first 12 months. As a founding member, you'll always get priority pricing on any future plan upgrades, including Premium.
Premium is in development. It has no price or launch date yet.
Accessibility (WCAG 2.1 AA)
Mustard Seed Concepts aims to meet WCAG 2.1 Level AA. Accessibility is ongoing work rather than a finished state. If you encounter a barrier on this site, please contact us through the contact page or by mail at the address under Contact, and we will work with you to provide the information you need.
[MEASURES IN PLACE — ADD ONLY THOSE THE BUILDER OR QA CONFIRMS ON THE BUILT SITE, E.G. KEYBOARD-OPERABLE MENUS AND FAQ ANSWERS. NAME NO OVERLAY OR WIDGET. IF NONE IS CONFIRMED, THIS LINE IS REMOVED.]
Governing Law
These policies and terms are governed by the laws of the State of Texas.
Contact
For privacy requests, billing, cancellations, refunds, and any question about this page, send Bill a message on the contact page. One form covers all of them, and Bill answers it himself.
By mail: Mustard Seed Concepts, Attn: Bill Saulsberry, 3500 Oaklawn Ave Ste 460 PMB 5185, Dallas, TX 75219.